The Identity Theft and Assumption Deterrence Act - 1823 Words

Internet identity theft is a serious danger in our world today, victims of this crime have had their lives ruined and in some cases have ended up in jail because of crimes committed by an identity thief. Internet identity theft is â€Å"the criminal act of fraudulently obtaining the personal information belonging to another individual within the realm of a computer or electronic setting.†(1) Throughout the past several years there have been several laws passed to combat and keep up with this ever evolving crime, those laws include The Identity Theft and Assumption Deterrence Act, The Identity Theft Penalty Enhancement Act, and The Identity Theft Enforcement and Restitution Act of 2008. In addition to these, several states have pending legislation out there to either pass new state laws or revise current ones. In this paper, theses laws and the pending legislation in some of those states will be discussed in detail. Before 1998, identity theft crimes were charged under statutes that dated back to the 19th century. These were called false personation statutes. False personation can be defined as assuming the identity of someone else in order to personally benefit or to keep from paying an expense.(2) Obviously these statutes were very outdated and needed to address more current threats of identity theft that were not around when they were written. In 1998, Congress passed the Identity Theft and Assumption Deterrence Act, this law featured four major details; identity theft became aShow MoreRelatedIdenity Theft Essay1430 Words   |  6 Pagesestimated 11.7 million Americans were victims of identity theft in 2010 (U.S. Dept. of Justice). Identity theft is defined as a crime where someone illegally acquires and utilizes another person’s vital information to deceive for personal gain. That same year, the Federal Trade Commission reported that identity theft crimes cost businesses and individu als an estimated $53 billion (Federal Trade Commission). Most Americans are familiar with identity theft but aren’t well-informed about the influence itRead MoreIdentity Theift Essay1672 Words   |  7 PagesIdentity theft is a term used to refer to all types of crime in which someone wrongfully obtains and uses another persons personal data in some way that involves fraud or deception, typically for economic gain. Unlike your fingerprints, which are unique to you and cannot be given to someone else for their use, your personal data  ¬ especially your Social Security number, your bank account or credit card number, your telephone calling card number, and other valuable identifying data  ¬ can be usedRead MoreIdentity Theft Paper903 Words   |  4 PagesIdentity Theft and Cards There is many of the America nation that says their identity can’t get stolen, but it can. There is even ways for your identity to be stolen with your credit cards now. Anyone can be the next victim of identity theft. That is why in this research I will tell you how you get identity theft and how to prevent identity theft, because most Americans never know it is happening. Americans need to allow themselves to come to know the cautions of identity theft. There areRead MoreTft2 Task 41387 Words   |  6 Pagesprotection on these PCs. The key-logging virus originated from a phishing email impersonating VL Bank and asking the customer to load the latest security software to protect from identity theft. The customers reported the fund transfer immediately (within 48 hours) and they are protected under the Electronic Fund Transfer Act (EFTA). This states that as long as the fraudulent wire transfer is reporting in a timely manner that the customer will not be held responsible for the amount. Depending on theRead MoreIdenitty Theft1102 Words   |  5 PagesEver wonder how that can be? Well you might have been a victim of identity theft. What is identity theft you ask? It is a form of fraud or cheating of another persons identity in which someone pretends to be someone else by assuming that persons identity, typically in order to access resources or obtain credit and other benefits in that persons name. According to the national association of the attorneys general, â€Å"Identity theft is one of the fastest growing crimes in the nation with an estimatedRead MoreThe Social Problem Of Crime978 Words   |  4 PagesThis information analysis focuses on the social problem computer crime, but more specifically identity theft. In this paper, I analyzed six different articles from various sources. I chose cyber crime as my topic because I have an interest in computers and coding. I also like to watch documentaries and a television show on cybercrime scene investigations. Analyzing articles on this topic will help me develop further knowledge on this topic and how it is considered a social problem in our societyRead MoreThe Victim Of Identity Theft1113 Words   |  5 Pagesgain-usually financially. Identity theft is a common practice criminals use to lure and reel in potential clients through spam, social network, trojan, voice phishing, credit card, and many more. As society advance, so does the criminals; they use the power of the advanced technolo gy to trap, while staying hidden from public view. Keystroke logging and malicious virus like trojan and worms are more visible, because our society is heavily dependent on technology which makes identity theft more common. YoungerRead MoreSocial Networing Sites: Befriending Identity Theft1126 Words   |  5 Pagesdoes one think that their Facebook site is hazardous to their identity. According to the U.S. Department of Justice, an estimated 11.7 million Americans were victims of identity theft in 2010 (U.S. Dept. of Justice). Identity theft is defined as a crime where someone illegally acquires and utilizes another person’s vital information to deceive for personal gain. That same year, the Federal Trade Commission reported that identity theft crimes cost businesses and individuals an estimated $53 billionRead MoreEssay on Identity Theft895 Words   |  4 PagesIdentity Theft This paper will cover the topic of identity theft via the internet, phone and several other schemes. It will identify various ways in which your identity is stolen and ways which you can safeguard yourself from being victimized. I will also report what the Department of Justice is doing and the penalties associated with these crimes. nbsp;nbsp;nbsp;nbsp;nbsp;Identity fraud is use of a persons name, social security number or other personal identifying information. Once armedRead MorePreventing Identity Theft Essays1198 Words   |  5 Pagescomfort in the basic anonymity of the internet; however, when we think about it, that could end up being the single biggest risk to our own safety today. When we typically think of crimes committed against us, we could probably name several: mugging, theft, scams, murder, and rape. For these, things we all take as many necessary steps as we can to help lower the chances of them happening to us because they are on the forefront of our minds. However, most of us don’t take the threat of cybercrimes as

Difference Between Men And Women Free Essays

For centuries, the differences between men and women were socially defined through a lens of sexism, in which men assumed to be superior over women. The vision of equality between the sexes has narrowed the possibilities for discovery of what truly exists within a man and women. The world would be less interesting when everything is the same. We will write a custom essay sample on Difference Between Men And Women or any similar topic only for you Order Now Today none of us would argue that men and women are physically different, but they differ emotionally, and mentally. The physical differences are rather obvious and most of these can be seen and easily measured such as Weight, shape, and size. There are many physical differences that are not noticeable. Men are 3o percent stronger especially in upper body strength. On the other hand, women have greater body fat percentages because women have children. No matter how strong men are they will never be able to handle child birth. Men build muscle easily, they have thicker oilier skin, they bruise less easily, and have a lower ability of injuries to their extremities. Men and women have different hormone levels such as testosterone, while women have a higher concentration of estrogens. Testosterone is a male sex hormone that is important for sexual and reproductive development. Estrogen is a hormone in women that shapes the characteristic of the body. I can go on and on with many physical differences but lastly men have larger hearts, brains, and lungs. Since their hearts are bigger that means that they are filled with love, care and affection. Their brains are 11-12 percent bigger than women’s so this should mean that they are the smartest creatures ever. Even though they have big hearts and a bigger brain sadly it has nothing to do with intelligence or their emotions. It is for producing more red blood cells because of their muscle mass. Emotionally men and women have a significant difference. I am not a man so I cannot speak for men when I say that men need trust. A man feels trusted when a woman’s attitude is open, to trust a man is to believe in his abilities and intentions. Women needs caring, when a man shows interest in a woman’s feelings she feels loved and cared for and becomes more open. Men needs acceptance, men are not very comfortable of being changed. If a woman lovingly receives a man without trying to change him he feels accepted. Women need understanding, when a man listens without judgment, but with empathy she feels heard and understood. When a woman’s need to be heard and understood is fulfilled it is easier for her to accept his needs. A man needs appreciation, when a woman acknowledges the little things her man has done for her he feels appreciated. When he feels appreciated he is encouraged to do more. Now I understand that some guys here are not going to agree with me nor the girls, and I respect that because I can only speak for myself. Mentally men and women differ drastically. Women are better at communicating because of the frontal lobe which is responsible for problem solving. The limbic cortex of the female brain is larger than the male counterparts, this provides women with an advantage in problem solving and emotionally. Remember earlier I said that men have bigger brains? Well, the male brain contains more grey matter whereas a female brain contains more white matter. White matter basically increases thoughts more rapidly than males. Females speak from a more emotional perspective. It is due to chemistry and social learning. There is a stereotypical idea that females within the general public that has made it easier for women to openly cry, sympathize, laugh etc without feeling judged or vulnerable like male counterpart might feel in a similar situation. For instance, a man and a woman go on a movie date and there is a sad movie playing; and the woman starts to cry. The man might want to cry to but instead he hides it due to embarrassment. (I don’t know why) Everyone understands that there are plenty of differences between men and women but we all have to realize that God created all of us for a reason. Men and women are totally different but it is more exciting to have varieties rather than everything being the same. As it is written in the Bible men cannot live without women. We need to all face the facts that men and women are different but we should all be treated equally. Guys have you ever had this said to you? You do this like a girl or you do that like a girl. It is not only offensive to guys, but it is offensive to girls as well. Now, girls do handle situations differently. I admit we can get a little feisty. For instance someone throws something at Jessie, Jessie would throw the object back and then proceeds in offensive word play. The same situation applies to Sammie he throws the object back and then laughs it off then it becomes a fun game rather than an unnecessary fight. Men and women do things differently but we still need to respect each other because we are all God’s children. How to cite Difference Between Men And Women, Papers

My Neighborhood free essay sample

I can hear laughter and the giggles coming from my window. When I walk outside I see the girls playing â€Å"catch me if you can†, the boys playing football, basketball in the yards. Some of them just sit around their corner with their own group and talk about girls. As for the Grown-ups, they’re always gossiping about the next door neighbor. Mr. Carter, you will never forget his name. He’s always wearing a green shirt with long black pants. And he’s always in every one’s business. â€Å"I am the father of this neighborhood; it is my job to know what comes in and what goes out†. If you ever have a concern about your kids or the neighborhood, you know that Mr. Carter is here for you. He was like the Undercover of everyone’s childhood growing up. My aunty Anabel, can’t forget about her. Everyone in the neighborhood knew her as the â€Å"queen of the neighborhood†. We will write a custom essay sample on My Neighborhood or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page You may ask why, well it’s because she used to cook for the entire neighborhood whenever there was a festival. I remember one day it was Mr. Carter’s 90th birthday. He made sure everyone knew about it, he made Mrs. Carter backed small cookies. At 4:00pm sharp he walked around and gives every house in the neighborhood one cookie, believe it or not that was your invitation. As soon as my aunty heard the news, she got everything together and started a huge barbecue party for him. There wasn’t one person who stayed home that day. That day I remember me and my best friend Ana sitting next to Mr. Carter for the first time. We were really scared of him, since we were five learning how to walk. We never wanted to approach him; well we taught he wouldn’t like us. Just because he would tell on every kid in the neighborhood. We approached him slowly, trying to wish him a happy birthday. â€Å"Well well well who do we have here† he said with a firm voice. â€Å"Happy birthday Mr. Carter!† we replied. He gave us a smile and said â€Å"for six years, you two never come to me, don’t even talk to me; I think I’m blushing† we giggled. We sat on his lap; he told us some old stories about when he was a kid. We were surprised because he was born in the same neighborhood. Sadly two days later Mr. Carter passed away, it was the worst news for everyone. I remember going to his funeral bringing him a single flower crying. In my neighborhood where I grew up, that’s where everything good happens. People with good heart that donates any kind of things to each other. You would know everyone in the neighborhood, starting from the youngest to the oldest. Not to forget how the oldest can be a pain, they will make sure that every kid in the neighborhood knew that they were watching them in case you wouldn’t know. Saturday morning was the day that you would see every kid cleaning every corner of their house. The women would be out in the market getting ready to cook a big family meal. The male would be either in their own yards cleaning it, or in the house fixing anything that was broken. Well that’s my neighborhood; where everyone knew each other. Where the elderly had the right to punish you without your parent’s permission. When Mr. Carter was the chief of the neighborhood. May his soul be rest in peace. My neighborhood where I was raised by the village, where I learned everything. Sadly I had to leave to come to the US, but one day I will go back and re-live everything that happened in my childhood.

Free Essays on Affrimative Action

Affirmative Action Affirmative action is a major legal issue in our country today. Many people have many different opinions on the subject today. Some say that it is a moral issue that has nothing to do with the legal system. However others say it is a necessity in order for blacks and woman to catch up to the white males who have suppressed them throughout history. I think this issue is an important one because it has to do with discrimination on both sides. I will be explaining the opinion of authors Charles Murray and James P. Sterba, and the problems I see with affirmative action. Charles Murray has an approach to affirmative action that most people that are against do not argue. He argues that affirmative action hurts minorities, and will continue to hurt them in the future. He feels that it is making things worse, not better for society. He comes up with a group of people that he labels the new racists. These new racists are typically well intentioned white people who firmly believe in affirmative action. They do not think blacks are inferior, and they support civil rights. They do not look at blacks with malice as the old racists did. These new racists think that minorities are only there because the company has to hire a certain number of them. This can hurt the minorities self of steam and job. Murray also suggests that using affirmative action programs in college applications is a bad situation for minorities to get into. An example would be two seniors in high school, one black and one white. They each score the same on their ACT. With the affirmative action programs the black kid goes to Harvard, and the white kid attends Purdue. The kid that attends Harvard does not have the background to make good achievements. He is frustrated and begins to feel a low self-esteem. The black kid either drops out or continues his low grades at Harvard with a feeling that he does not belong. The white kid is rec... Free Essays on Affrimative Action Free Essays on Affrimative Action Affirmative Action Affirmative action is a plan made to end discrimination by guaranteeing minorities will be hired. The United States uses this practice to hire, but the qualifications of such people are occasionally overlooked. Many people believe that affirmative action is a very effective plan. The other people who oppose such action include people of various minorities, as well as many others who have been wronged by the plan. We live in a small town where there are very few minorities but in the big cities, it’s a very big deal. In several cases, this plan causes minorities to be thought of as being under qualified when hired and it also causes a new minority, the white male. Our government needs to acknowledge the fact that affirmative action is not putting an end to discrimination. This plan has succeeded in creating new minorities and more reasons for discrimination. Affirmative action frequently causes qualified employees to be looked down upon because some believe them to be "affirmative action hires." My boss at work is a woman and as a result I have encountered many discriminatory comments pertaining to her position. The first remark I usually receive suggestions that she was hired for her position solely based on gender. You might have also encountered a negative remark about a woman in your family such as: "Well, being a woman probably didn't hurt her resume." My boss is very good at her manager job yet most males look down upon her as being hired because of affirmative action. This type of criticism is received by many minorities holding good jobs, whether they are qualified or not. William Reynolds, assistant attorney general in the civil rights division states, â€Å"In many cases, affirmative action takes away from legitimate minority success. People look at the black banker downtown who has made it on his own and say, ‘He got hi s job because of affirmative action.’† People of any race or gender shou... Free Essays on Affrimative Action Affirmative Action Affirmative action is a major legal issue in our country today. Many people have many different opinions on the subject today. Some say that it is a moral issue that has nothing to do with the legal system. However others say it is a necessity in order for blacks and woman to catch up to the white males who have suppressed them throughout history. I think this issue is an important one because it has to do with discrimination on both sides. I will be explaining the opinion of authors Charles Murray and James P. Sterba, and the problems I see with affirmative action. Charles Murray has an approach to affirmative action that most people that are against do not argue. He argues that affirmative action hurts minorities, and will continue to hurt them in the future. He feels that it is making things worse, not better for society. He comes up with a group of people that he labels the new racists. These new racists are typically well intentioned white people who firmly believe in affirmative action. They do not think blacks are inferior, and they support civil rights. They do not look at blacks with malice as the old racists did. These new racists think that minorities are only there because the company has to hire a certain number of them. This can hurt the minorities self of steam and job. Murray also suggests that using affirmative action programs in college applications is a bad situation for minorities to get into. An example would be two seniors in high school, one black and one white. They each score the same on their ACT. With the affirmative action programs the black kid goes to Harvard, and the white kid attends Purdue. The kid that attends Harvard does not have the background to make good achievements. He is frustrated and begins to feel a low self-esteem. The black kid either drops out or continues his low grades at Harvard with a feeling that he does not belong. The white kid is rec...

David Gregg and the History of the Optical Disk

David Gregg and the History of the Optical Disk An optical disk is a plastic-coated disk that stores digital data. Tiny pits are etched into the disk surface that are read with a laser scanning the surface. The technology behind the optical disk is the foundation for similiar formats including CDs and DVDs. David Gregg The optical disk is an analog video optical disk format. The original format provided full bandwidth composite video and two analog audio tracks (digital audio tracks were added later). The optical disk (commonly known as the laser disc as trademarked by Pioneer) was replaced in popularity by the introduction of DVD in 1997. David Gregg Speaks on the Invention of the Optical Disk ...By dumbing down an electron beam to visible wavelengths, modulating it to the standard PWM video frequency, and reducing the power to photoresistive requirements, an e-beam optical videodisk mastering system was practical and commercially available in the late 50s. However, this simple and practical means of mastering was abandoned by others in favor of more costly and time delaying technology: the laser, the supreme toy of the moment for techies. Impact of David Greggs Patents Digital Versatile Disc or DVD and LaserDisc from PioneerMiniDisc from Sony Compact Disc or CD from Philips the 3M Company List of Patents for Optical Disk Technology Continue Extract from Optical Disk Patent Special thanks goes to Tom Peterson for providing information for this page including the words of David Gregg. David Gregg was Toms father by adoption. A transparent plastic disc is described in the Copending Application Ser. No. 627,701, now U.S. Pat. No. 3,430,966, issued March 4, 1969, in which picture information in the form of video signals is recorded on one or both sides of the disc. The recorded picture information on the disc is intended to be reproduced, for example, through a television receiver, by playing the disc on a turntable and by directing a light beam through the disc, as described in the Copending Application Ser. No. 507,474 now, abandoned, and its continuation-in-part application, now U.S. Pat. No. 3,530,258. The light beam is modulated by the video recordings on the disc, and a pick-up head is provided which responds to the resulting light signals to transform them into corresponding electrical video or picture signals for playback purposes. The present invention is concerned with such a video disc record, and with a duplication process by which a multiplicity of such records may be mass-produced from a master record die. The material of the disc record surface is made such to be appropriate for embossing and to enable, under suitable temperature conditions, a slight force pressing the disc surface against a master die to cause the impressions on the surface of the die to be embossed into the surface of the disc. With such an embossing process, there is no transverse flow of the disc material, as occurs in the usual prior art stamping or molding processes, as are presently being used in the production of phonograph sound records, for example, and by which the actual surface of the record is raised above its melting point. The stamping techniques presently being used in the manufacture of phonograph records are not suitable for the extraordinarily fine microgrooves and patterns required by video frequency recordings of picture information. Such stamping techniques as are presently being used in the production of phonograph sound records require that the master record die be heated to a temperature above the melting point of the vinyl or other plastic material used in the phonograph record. In the prior art phonograph record duplicating process, a biscuit of the vinyl or other plastic material is placed in a stamper, and the heated master record die is brought down onto one or both surfaces of the biscuit. The plastic of the biscuit surface is melted and caused to flow radially into the spaces defined by the impressions on the master die surface. As mentioned above, this stamping technique by present day standards appears to be unsuited for the extremely fine micro-spiral grooves required for video frequency recordings. As an alternative to the present day practice, and as will be described, a video disc record blank of laminated transparent plastic construction may be provided, the laminated record having a surface layer of relatively soft transparent plastic of any suitable known type, and which can be readily embossed; and a supporting base of a rigid plastic, such as an acrylic resin or polyvinyl chloride. As a first step in the alternate approach, the laminated disc record blank is heated to a point at which the surface tension of the surface material causes the surface to be smooth and regular. This temperature is the critical temperature at which embossed impressions may be formed on the disc surface, and it is below the melting point of the surface material. The embossing die(s) is(are) heated to a temperature slightly above the critical temperature, and it(they) and the record blank are brought together with a slight pressure. As the die(s) and the record blank are brought together, the die(s) is(are) cooled to the aforesaid critical temperature, and its (their) surface impressions are embossed into the surface(s) of the record. Obviously, if two sides are being embossed, two embossing dies are required. The supporting structure would require modification, but such modification is well within the skill of the art. After the disc record has been embossed, as described above, an opaque mask is deposited into the portions of its surface around the resulting embossed micro-grooves. This latter mask may be formed on the disc by using a vacuum deposition technique, as will be described. The aforesaid disc record, when laminated in accordance with the aforesaid alternate approach, is used in order to present the desired surface characteristics for optimum embossing capabilities, and yet so that the record itself may be rugged and suitable for rough usage. The laminated structure of the record comprises reasonably tough and dimensionally stable clear plastic for the main body of the disc; and a plastic material on one or both surfaces of the disc which is most suited for embossing. The combination provides a video record disc which is useful, which can take on appropriate amount of handling, and which still can be embossed easily and effectively.

Conflict resolution Essay Example | Topics and Well Written Essays - 500 words - 1

Conflict resolution - Essay Example Employees can at times become under-motivated due to workload, stress, and not getting a raise. For example, if a worker at a company is making three to five orders a day, and then the manager raises the quota to ten orders a day, they will eventually become burned-out if the pace is sustained for too long. The employee may then react by brining their personal stresses and worries into work, in process of emotional contagion that reflects on the entire workplace. Workers who are burnt out are also more likely to give up projects. There are various coping strategies that employees who are stressed or burnt out can use to combat the problem of employee burn out on different levels of the organization. The professional requires a workplace that is free of emotional contagion, stress, and dissonance. And this is what Michael’s workplace seems to be trying to do with its employees by making more links between work, society, and the employee, as well as presenting a united front to management regarding goals of motivation and output. However, Michael needs to make a decision. â€Å"From what has been theorized and inferred, it is understandable that job insecurity is highly threatening to employees given the prospect of losing the positive material, social, and psychological benefits associated with employment (De Witte, 1999)† (Reisel, 2007). Long term plans for the situation in which Michael finds himself must focus on stress and coping in the employee environment. The case of Michael shows how often an environment in which an integrated approach to work can reduce conflict, and allow managers to better meet the needs of all of their employees, rather than just some of them. From one perspective, Michael could try performance-based rewards, if employees are not finding as much intrinsic rewards in their work as they could be. In other words, Michael should try offering

IBM Essay Example | Topics and Well Written Essays - 500 words

IBM - Essay Example Market to book ratio of IBM is favourable at 11.32 times. On the other hand, the industry average is lower at only 4 times. Further, the above computations indicate that the difference between the performance of IBM and the industry’s average outcomes. In terms of price earnings ratio, the IBM price to earnings ratio is 13.33 times. On the other hand, the industry average generated the unfavorably lower 13 times price to earnings ratio (Crosson, 2011). Likewise, the above computations show the difference between the performance of IBM and the industry’s average outcomes. In terms of price earnings ratio, the IBM price to earnings ratio is 13.33 times. On the other hand, the industry average generated the unfavorably lower 13 times price to earnings ratio. The above table shows IBM’s performance, in relation to the performance of the company (Crosson, 2011). IBM’s year end 0.4 percent dividend yield for 2012. On the other hand, the industry average performed more favorably with its 3 percent dividend yield. The company’s inventory turnover ratio is 22.21 times. The ratio is more favourable to IBM than lesser 12 time periods. The above table also shows that the IBM entity generated a favourable day’s sales inventory of 16.21 days. The industry average of 30 days is less favourable compared to the IBM days sales production output. IBM generated a 20 percent net profit margin. The total amount is favourably higher than the 12 percent net profit margin generated by industry competitors. The company’s return on equity figure indicates the company generated a favourable 31 percent return on equity. The ratio is favourably higher than the industry average of 15 percent. The ratio deals with how long managem ent or the owner can recover the amount invested in the business. The above table indicates that IBM’s financial performance in terms of collecting the customer’s receivables (Warren, 2009). The above table shows